INTRODUCTION

Metropolitan Commercial Capital, LLC (Metro CCG).  Metro CCG specializes in the private placement of residential, multifamily, and commercial real estate development construction loans to the accredited investor marketplace. Our loan clients are local commercial real estate owner-operators, experienced home builders, developers, and construction companies sponsoring profitable commercial and residential development projects.

Our short-term investments are meticulously designed to finance the construction of single-family homes, townhomes, and condominiums, offering a profitable return for the loan investors and the builders/developers. As a private, passive investor, you can ‘passively’ invest in your local housing markets, becoming a ‘silent lender’ to the builder/developer we represent. Your loan investment will be a ‘direct participation’ investment in the loan made to the borrower, ensuring a secure and hassle-free investment experience. You can rest assured that you will not be investing in or through Metro CCG in any way whatsoever.

SHORT-TERM INVESTMENTS FOR SHORT-TERM PROJECTS

For “SHORT-TERM” development/construction loan investments (1, 2, 3, 4, and 5 years), Metro CCG provides participating investors with contractual remittance schedules of “passive” investment income as follows:

1. PRORATED MONTHLY “INTERIM INTEREST” PAYMENTS – Interest reserves are standard in commercial and residential construction lending. It provides the investors with a fixed rate of return in the form of a monthly schedule of “interest-only” payments until the construction of homes/condominiums is completed. Metro CCG incorporates an interest reserve schedule into every loan investment using the current WSJ prime rate as a baseline. 100 to 500 basis points may be added to the WSJ prime rate based on the profit margin between the wholesale cost to develop versus the retail price of the completed new home/condominium inventory.
2. REPAYMENT OF PRINCIPAL LOAN INVESTMENT – Short-term residential construction development loans do not carry a long-term amortization schedule. The builder “fractionally” repays the principal amount from the proceeds of each housing unit (single-family home, townhome, or condominium sale.
3. A PROFIT PARTICIPATION INTEREST RATE – The investors are contractually entitled to a one-time repayment of interest (from current WSJ Prime Rate – up to WSJ Prime + 500 BPS (8% – 13.5% depending on market conditions and profitability margins) in addition to the repayment of principal, from the proceeds of each home/condominium sale.

Metro CCG structures these investments to offer an aggressive rate of return commensurate with the market where the subject property is located. Participating investors contractually capitalize on the margin between the Builders’ wholesale cost to build and the highest feasible retail price point under which they can sell the finished product. This creates a return on investment of both principal and interest, including a profit participation component that benefits all participating investors.

Please request an  introductory packet here and let us know if we can present some of our upcoming construction loan investment summaries for your review and investment consideration once they are available. I look forward to working with you and contributing to your continued success in real estate investing.

LONG-TERM INVESTMENTS FOR LONG-TERM PROJECTS

For “LONG-TERM” development/construction loan investments (5, 7, 10, 15, 20, 25 years), Metro CCG provides participating investors with contractual remittance schedules of “passive” investment income as follows:

Metro CCG specializes in the private placement of commercial real estate acquisition, development, and construction loans to the alternative investment marketplace. Our loan clients are local, multifamily/commercial real estate owner-operators, experienced builders, developers, and construction companies sponsoring profitable commercial real estate projects.

 

Metro CCG is pursuing a commercial mortgage banking firm to finance these projects for private investors who wish to “passively” invest in local commercial real estate. The loan participation capital is used to finance the construction of the following income-producing property types across two tiers:

• TIER 1: Residential Investment Properties: Single-family investment properties, duplexes, triplexes, fourplexes, apartments, senior housing, and mobile home parks.
• TIER 2: Commercially Zoned Income-Producing Properties: Office, retail, industrial, warehouse, medical, owner-occupied (restaurants, automotive repair, daycare centers, etc.), churches, warehouses, hotels, mixed-use (apartments over retail, office over retail), and marina properties coast to coast.

These Long-Term development/construction loan investments provide participating investors with contractual remittance schedules of “passive” investment income as follows:

• PRORATED MONTHLY “INTERIM INTEREST” PAYMENTS – Interest reserves are standard in commercial and residential construction lending. It provides the investors with a fixed rate of return in the form of a monthly schedule of “interest-only” payments until the completion of the property. Metro CCG incorporates an interest reserve schedule into every loan investment using the current WSJ prime rate as a In aggressive, opportunistic scenarios, we try to assess the highest possible return for the participating investors with interest rates that vary from
• FULLY AMORTIZED REPAYMENT OF PRINCIPAL LOAN INVESTMENT – These long-term commercial real estate loans carry an amortized repayment schedule ranging from 15-35 years, long-term interest rates starting at 25 – 300 BPS over LIBOR, WSJ Prime, CMBS, HUD, FHA, USDA, or US Treasury Rate Indexes depending on how the loan is underwritten. The rental income generated by the property is collected by the property manager and deposited into a particular trust account of the loan servicing company for monthly remittance to each investor according to their pro rata stake in the mortgage loan investment.

Please request an  introductory packet here and let us know if we can present some of our upcoming construction loan investment summaries for your review and investment consideration once they are available. I look forward to working with you and contributing to your continued success in real estate investing.